There’s a lot not being said about credit cards

Chemainus – I read Robin Walsh’s comment re: credit card fraud [March 21] with some interest.

First of all, it was stated that banks have invested heavily in PIN technology to prevent fraud.

Why then is it that when my bank sent me a new card it had this swipe technology that requires me to do nothing other than swipe my card over a scanner? Seems to me that they defeated the very technology they spent so heavily on by adding this feature. If we are so pressed for time we cannot punch in four digits rather than swipe, then we are truly a society that is in need of help. I sent it back for a card that requires me to take three seconds more to conduct a transaction. It is true that there are fraud protections but depending on who you speak to you are still liable for $50-100 of fraudulent transactions. You have to put months of effort into proving you did not make the purchases in question.

If your card is lost, stolen or compromised, all the information needed to make online purchases is in the hands of the person who finds or stole your card. You do not need a PIN to do online purchases.

So while the comments made are more or less accurate, there is a lot not being said that is reality when it comes to credit card security.

Alex Currie

Chemainus

Just Posted

Karl McPherson, left, and Mary Morrice are the new head coach and general manager, respectively, at the Duncan Dynamics Gymnastics Club. (Kevin Rothbauer/Citizen)
Manager charts a new course for Duncan Dynamics

More recreational programs to join competitive teams

Cute but fierce! Timber moonlights as an attack kitty. (Sarah Simpson/Citizen)
Sarah Simpson Column: Beware of Mr. Bite, the midnight attacker

Last week, in the middle of the night, I was awoken by… Continue reading

The province has come through with funding for Duncan Manor’s renewal project. (File photo)
Funding comes through for Duncan Manor’s renewal project

Money will come from the province’s Community Housing Fund

The former St. Joseph’s School site will remain an art studio at least into early next year. It will take some time before being converted to an addictions recovery community. (Photo by Don Bodger)
Addiction recovery facility will be all about building community together

Society on a clear path with members’ experiences to provide valuable help

At an outdoor drive-in convocation ceremony, Mount Royal University bestows an honorary Doctor of Laws on Blackfoot Elder and residential school survivor Clarence Wolfleg in Calgary on Tuesday, June 8, 2021. THE CANADIAN PRESS/Jeff McIntosh
‘You didn’t get the best of me’: Residential school survivor gets honorary doctorate

Clarence Wolfleg receives honorary doctorate from Mount Royal University, the highest honour the school gives out

Denmark’s Christian Eriksen receives medical attention after collapsing during the Euro 2020 soccer championship group B match between Denmark and Finland at Parken stadium in Copenhagen, Saturday, June 12, 2021. (AP Photo/Martin Meissner, Pool)
Denmark soccer player Christian Eriksen collapses during game against Finland

Eriksen was given chest compressions after collapsing on the field during a European Championship

Cannabis bought in British Columbia (Ashley Wadhwani/Black Press Media)
Is it time to start thinking about greener ways to package cannabis?

Packaging suppliers are still figuring eco-friendly and affordable packaging options that fit the mandates of Cannabis Regulations

Members of the Department of Fisheries and Oceans’ Marine Mammal Response Program rescued an adult humpback what that was entangled in commercial fishing gear in the waters off of Entrance Island on Thursday, June 10. (Photo courtesy Marine Mammal Response Program)
Rescuers free humpback ‘anchored’ down by prawn traps off Vancouver Island

Department of Fisheries and Oceans responders spend hours untangling whale

As stories of the horrors of residential schools circulate after the Tk’emlups te Secwepemc First Nation announced it had located what are believed to be the remains of 215 children, Grand Chief Stewart Phillip of the Union of B.C. Indian Chiefs said he feels a connection with the former students. THE CANADIAN PRESS/Darryl Dyck
2 sides of the same coin: Ex-foster kids identify with residential school survivors

Grand Chief Stewart Phillip says the child welfare system takes Indigenous children from their families

Nathan Watts, a member of the Tseshaht First Nation near Port Alberni, shares his story of substance use, a perspective he said isn’t seen enough. (Photo courtesy of Nathan Watts)
Public shaming, hate perpetuates further substance use: UVic researcher

Longtime addict Nathan Watts offers a user’s perspective on substance use

57-year-old Kathleen Richardson was discovered deceased in her home Wednesday, June 9, 2021. Her death is considered a homicide and connected to the slain brothers found on a Naramata forest road. (Submitted)
Condolences pour in for Kathy Richardson, Naramata’s 3rd homicide victim in recent weeks

Richardson was well liked in the community, a volunteer firefighter with a home-based salon

A person receives a COVID-19 vaccine at a vaccination clinic run by Vancouver Coastal Health, in Richmond, B.C., Saturday, April 10, 2021. THE CANADIAN PRESS/Jonathan Hayward
More than 75% of B.C. adults have 1st dose of COVID vaccine

The federal government has confirmed a boost in the Moderna vaccine will be coming later this month

Most Read